1. Program Overview & Acceptance of Terms

These Creator Referral Program Terms ("Referral Policy") govern your participation in the optional Fanzzer Creator Referral Program ("Referral Program") operated by fanzzer.com ("Fanzzer," "we," "us," or "our").

By generating, sharing, or claiming rewards through a Fanzzer referral link, or by participating in the Referral Program in any manner, you expressly agree to be bound by this Referral Policy, our Terms of Service, Privacy Policy, and Refund Policy. If you do not agree with any part of these terms, you must immediately refrain from distributing referral links or participating in the program.

This program is strictly a business-to-business incentive program intended exclusively for introducing new, independent content creators to Fanzzer. It is not an employee benefit, agency arrangement, partnership, joint venture, franchise, or consumer sweepstakes.

2. Creator Eligibility & KYC Verification

To participate in the Referral Program and be eligible to generate referral tracking links or receive referral commission disbursements, you must satisfy all of the following ongoing criteria:

• Age Requirement: You must be at least eighteen (18) years of age (or the age of legal majority in your jurisdiction, whichever is greater).
• Active Creator Account: You must maintain an active Fanzzer creator account in good standing, free of unaddressed sanctions, material policy flags, or pending fraud investigations.
• Identity Verification (KYC): You must have successfully completed identity verification through our authorized identity verification partner, Veriff, in compliance with federal anti-money laundering (AML) and know-your-customer (KYC) requirements. Unverified accounts cannot generate valid referral links or receive referral credits.
• Contractual Capacity: You must possess full legal power and capacity to enter into binding agreements and not be prohibited from receiving commercial payments under applicable United States, European Union, or local sanctions laws.

Fanzzer reserves the absolute right to evaluate, approve, deny, or revoke eligibility at any time upon notice if an account fails to satisfy these requirements.

3. Referral Links, Tracking & Attribution

Eligible creators can access and copy their unique referral tracking link within Creator Settings > Referral. For a referral to be properly attributed and credited to your account:

• Direct Signup: The prospective creator must navigate directly to Fanzzer through your unique referral link and complete their account registration within that same active browser session.
• First-Touch / Direct Registration: Attribution is recorded strictly at the point of account registration. If a user already possesses an existing Fanzzer account or creates an account without using your referral link, the referral cannot be applied retroactively under any circumstances.
• Cookie & Technical Requirements: Tracking relies on standard session cookies and query parameters. If the prospective creator disables cookies, uses tracking blockers, clears their cache before registering, or registers through a separate device without your link, attribution cannot occur and Fanzzer cannot manually assign the referral.
• Target Audience: The Referral Program applies exclusively to onboarding new content creators. Subscriptions or fan activity by non-creators who register through a referral link do not generate referral commissions.

4. Commission Rate & Qualifying Earnings (1%)

Fanzzer operates a transparent one percent (1%) referral commission system. For each qualifying transaction completed by a referred creator, the referring creator is credited an amount equal to 1% of the referred creator's gross qualifying earnings:

Referral Commission = Qualifying Transaction Amount (in cents) × 0.01

Qualifying Earnings Categories: Commissions accrue strictly across the following qualifying monetization sources:

• Recurring fan subscription billings and multi-month subscription bundles collected via CCBill
• Pay-Per-View (PPV) media unlocks on feed posts and direct chat messages
• Direct fan tips and gratuities sent through the platform wallet
• Creator wishlist crowdfunding contributions
• Paid 1-on-1 private video calls and premium direct messaging bundles

Non-qualifying transactions include platform service fees, currency conversion surcharges, bonus credits, promotional tokens, internal wallet transfers between personal accounts, or transactions flagged for fraud or payment risk.

5. 12-Month Eligibility Window & Expiration

Strict 12-Month Commission Limitation: Referral commissions accrue strictly for the first twelve (12) consecutive calendar months following the referred creator's initial registration date and time.

The 12-month eligibility window is strictly enforced as follows:

• Commencement: The 12-month period begins at the exact UTC timestamp on which the referred creator successfully creates their Fanzzer account using your referral link.
• Independent of Monetization: The clock starts immediately upon user registration, NOT when the referred creator completes KYC verification, uploads content, sets up subscription tiers, or earns their first dollar. Any delay by the referred creator in monetizing their account does not pause, extend, or reset the 12-month window.
• Irrevocable Termination: At the precise expiration of twelve (12) consecutive calendar months (e.g. 365 days from registration), referral commission accrual permanently and automatically terminates for that referred creator. No further commissions will be earned or credited from that creator thereafter.

There is no cap on the aggregate number of unique creators you can refer to Fanzzer, provided each referral is genuine and complies with this Referral Policy.

6. Wallet Settlement & Payout Processing

Referral commissions are credited directly to your secure Fanzzer Creator Wallet balance:

• Automated Wallet Credit: When a qualifying earning event occurs, our backend ledger automatically calculates the 1% commission and credits your wallet earned balance atomically.
• Currency: All referral commission calculations, wallet accounting, and payout queues are denominated and processed in United States Dollars (USD).
• Payout Disbursement: Referral earnings commingle with your regular creator earnings and are disbursed through our global payout provider, MassPay (masspay.io), directly to your verified bank account or designated payout rail.
• Minimum Withdrawal Threshold: Standard platform minimum payout thresholds apply before a withdrawal can be initiated. Balances below the minimum threshold remain safe in your wallet and roll over continuously until the threshold is cleared.
• Fees & Currency Conversion: Any third-party recipient bank fees, intermediary transfer costs, or currency conversion margins levied by your local financial institution are the sole responsibility of the receiving creator.

7. Refunds, Chargebacks & Commission Deductions

Referral rewards are contingent upon the integrity and final settlement of underlying customer transactions. In the event that any transaction generated by a referred creator is subject to a refund, chargeback, payment dispute, voided authorization, or fraud clawback:

• Automatic Clawback: The one percent (1%) referral commission previously credited to your Creator Wallet for that specific transaction is automatically debited and reversed from your wallet balance.
• Negative Balance Offsets: If reversals or chargeback adjustments cause your Creator Wallet balance to fall below zero, any future referral commissions or creator earnings will automatically offset and extinguish the negative balance before funds become eligible for withdrawal.
• No Platform Indemnity: Fanzzer does not indemnify referring creators for lost referral income resulting from subscriber chargebacks, creator account closures, or merchant processor settlement withholding.

8. Permitted Promotion & Search Ad Restrictions

You are encouraged to promote your unique referral link across your verified social media channels, personal websites, creator forums, newsletters, and direct communications, provided all marketing activities comply with ethical advertising standards:

• Strict Prohibition on Brand Bidding & Paid Search Ads: You are strictly prohibited from bidding on, purchasing, or running paid search advertisements (including Google Ads, Bing Ads, Meta Ads, or TikTok Ads) targeting Fanzzer trademarks or brand keywords (such as "Fanzzer," "fanzzer.com," "Fanzzer referral," "Fanzzer creator," or common misspellings). Any referrals generated from paid brand bidding will be disqualified with forfeiture of commissions.
• No Deceptive Impersonation or Domain Squatting: You must not register domains, social handles, or subdomains that imitate official Fanzzer corporate entities, nor create landing pages that deceive users into believing your page is an official corporate communication from Fanzzer leadership or support.
• Zero Tolerance for Spam: You must not disseminate referral links via unsolicited mass emails (spam), automated bot messaging, comment spamming on third-party creator posts, SMS blasts, or any method that violates the CAN-SPAM Act, GDPR, or third-party platform terms of service.

9. Anti-Abuse, Self-Referral & Collusion Prohibition

The Referral Program is engineered strictly to reward organic creator acquisition. Any attempt to artificially manipulate, game, or defraud the program is a severe material violation of these Terms:

• Self-Referral Ban: You may not register through your own referral link, establish secondary or "burner" creator accounts to earn commissions from your own content sales, or operate proxy accounts.
• Collusion & Reciprocal Looping: Two or more creators may not collude to cross-refer each other, establish circular referral loops, or artificially inflate transaction volumes to extract referral bonuses.
• Technical Manipulation: Cookie stuffing, hidden iframes, automated redirect scripts, unauthorized browser extensions, or simulating human traffic through automated proxies or click farms will trigger immediate automated system blocks.
• Misleading Promises: You may not make fraudulent claims, fabricate earning guarantees, or promise unauthorized platform perks to induce prospective creators to sign up.

10. Account Suspension, Commission Forfeiture & Liquidated Damages

If Fanzzer detects or reasonably suspects that you have breached this Referral Policy, engaged in fraudulent marketing, or manipulated referral attribution:

• Fanzzer reserves the immediate right to suspend or revoke your eligibility to participate in the Referral Program.
• All pending, accrued, or unpaid referral rewards linked to fraudulent or non-compliant referrals shall be immediately cancelled and forfeited.
• Agreed Liquidated Damages: In cases of deliberate fraud, self-referral schemes, brand bidding violations, or mass spamming, you agree that calculating exact damages is difficult, and therefore all pending and undistributed referral balances in your account shall be retained by Fanzzer as agreed liquidated damages (and not as a penalty) to defray our administrative, forensic investigation, and remediation costs.
• Material breaches will result in permanent account suspension and ban across the entire Fanzzer platform, as well as potential legal action for intentional fraud.

11. Independent Contractor Status & Tax Obligations

Your relationship with Fanzzer under the Referral Program is solely that of an independent contractor. Nothing in this Referral Policy establishes an employment, agency, joint venture, or franchise relationship.

• Sole Tax Responsibility: You are solely responsible for reporting, calculating, and paying all federal, state, local, and international income taxes, self-employment taxes, VAT, or withholding levies arising from referral commissions paid to you.
• IRS Reporting (1099-K / 1099-MISC): Fanzzer and its authorized payout partners will issue Form 1099 or equivalent tax reporting documentation as mandated by United States Internal Revenue Service (IRS) regulations and applicable statutory laws.
• Tax Withholding: Fanzzer reserves the right to withhold disbursements if you fail to provide required tax documentation (such as Form W-9 or W-8BEN) upon request.

12. Program Amendments & Discontinuation

Fanzzer continually optimizes its platform features and monetization structures. We reserve the right, at our sole discretion, to modify, amend, pause, or sunset the Referral Program (or any portion thereof) at any time.

Any adjustments—including changes to the commission percentage rate, qualifying transaction categories, or eligibility windows—will be effective upon publishing updated terms to this page, with the revised "Effective Date" posted at the top.

Continued distribution of referral links or receipt of referral commissions following the posting of amended terms constitutes your binding acceptance of the modifications.

13. Disclaimers of Warranties, Limitation of Liability & Contact

THE REFERRAL PROGRAM IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. FANZZER MAKES NO REPRESENTATION OR GUARANTEE REGARDING THE NUMBER OF CREATORS WHO WILL REGISTER THROUGH YOUR LINK, THE VOLUME OF EARNINGS A REFERRED CREATOR WILL GENERATE, OR UNINTERRUPTED TRACKING AVAILABILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, FANZZER, ITS OFFICERS, EMPLOYEES, AND PARTNERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF YOUR PARTICIPATION IN THE REFERRAL PROGRAM.

Referral Program & Legal Support

For inquiries regarding referral link attribution, ledger accounting, or compliance clarifications, please contact our legal and support teams:

• Legal & Policy: legal@fanzzer.com
• Creator Relations: support@fanzzer.com
• Online Help Desk: fanzzer.com/contact